honest payback, every zip
Will a heat pump
pay for itself
in your house?
We ran the numbers on 278 U.S. zip codes — rebates, winter design temperature, gas vs. electric rates, the whole thermal envelope. The answer for your place is either a yes, a maybe, or a not yet. No upsell, no affiliate money, no warm fuzzy greenwash.
93
out of 100
In focus today
San Clemente, CA
NO BRAINERPayback in 0.0 years. Net out-of-pocket $0 after a $3,500 rebate stack. 15-yr lifetime savings $1,455, plus a summer AC that actually cools.
Walk me through the numbersthe four answers
One verdict per zip. No wiggle words.
Start where it matters to you.
browse by state
48 states, ranked by score.
- CA20 · 93
- AZ12 · 83
- FL13 · 80
- TX18 · 72
- LA3 · 72
- MA10 · 72
- AL3 · 69
- GA10 · 67
- AR3 · 64
- SC5 · 63
- MD5 · 63
- NY8 · 61
- OK4 · 61
- NJ5 · 60
- MS2 · 60
- DE1 · 56
- NV5 · 55
- CT4 · 55
- WA12 · 54
- NC10 · 53
- MO6 · 53
- RI1 · 52
- OR7 · 51
- VA8 · 49
- NH3 · 44
- KY3 · 44
- TN8 · 43
- KS3 · 43
- PA8 · 40
- ME3 · 34
- NM2 · 33
- MI7 · 32
- IL7 · 29
- VT1 · 26
- OH8 · 26
- IA3 · 25
- CO9 · 25
- IN4 · 24
- NE3 · 24
- ID3 · 23
- UT6 · 23
- WY1 · 22
- MN9 · 21
- WI5 · 20
- SD1 · 19
- MT3 · 17
- ND2 · 16
- AK1 · 14